Selling software in Latin America is not the same as selling in the US or Europe. Every country has different currencies, tax rules, currency controls, and payment expectations.
Most billing platforms treat LATAM as an afterthought. "We support international payments" usually means "we can charge a card in another country and convert to USD." Not what LATAM SaaS needs.
The real challenges
Multiple currencies
Your customers in Argentina pay in ARS. In Brazil, BRL. In Chile, CLP. In Colombia, COP. In Mexico, MXN. Showing a USD price to a customer in Buenos Aires is a conversion killer. For a deep dive into the Argentine market specifically, see our guide on collecting payments from Argentina.
Tax complexity
Each country has its own tax regime. Brazil alone has overlapping taxes at federal, state, and municipal levels. Argentina has IVA plus provincial taxes. Selling across the region means a matrix of tax obligations that changes frequently.
Currency controls
Countries like Argentina have strict currency controls. Your customers pay in local currency, but your costs are often in USD. You need to price correctly while maintaining healthy margins.
Payment method expectations
Credit cards are not universal. In Brazil, Pix is dominant. In Mexico, OXXO payments are common. A billing platform that only supports international credit cards misses a significant portion of your market.
How Commet handles regional pricing
Supported currencies
| Currency | Country |
|---|---|
| ARS | Argentina |
| BRL | Brazil |
| CLP | Chile |
| COP | Colombia |
| MXN | Mexico |
| PEN | Peru |
| UYU | Uruguay |
| PYG | Paraguay |
| BOB | Bolivia |
| CAD | Canada |
| EUR | Europe |
You define your canonical price in USD. Then optionally set local currency prices for each market. No automatic conversion with unpredictable rates. You control what each market pays.
Currency auto-detection
At checkout, Commet detects the customer's country from their billing address and shows the correct local currency price. No extra frontend logic.
Immutable subscription currency
Once a customer pays, their subscription currency is locked. No mid-subscription currency switches that create accounting nightmares.
Zero-decimal currency handling
CLP and PYG are zero-decimal currencies. Commet handles this automatically in all calculations and invoices.
Merchant of Record benefits
Commet acts as the Merchant of Record. For LATAM companies, this is a significant operational advantage:
Tax compliance. Commet handles tax calculation and collection for each country. No need to register for tax in every market.
Legal invoicing. Compliant invoices with proper documentation for your customers.
Reduced regulatory burden. Currency controls, reporting requirements, and cross-border regulations are Commet's problem, not yours.
Dispute handling. Chargebacks, refunds, and disputes are managed by Commet.
USD payouts
Regardless of what currency your customers pay in, Commet settles payouts to you in USD:
- Revenue reporting in a single currency
- Financial planning not subject to exchange rate volatility
- Predictable margins
Fee: 4.5% + $0.40 per transaction. Includes Stripe's processing fee. Not an additional charge on top.
Who this is for
If you are a SaaS company selling in Latin America and dealing with:
- Customers asking for local currency pricing
- Tax compliance across multiple countries eating engineering time
- Exchange rate risk affecting your margins
- A patchwork of integrations to support regional payment methods
Commet gives you one integration that handles billing, pricing, taxes, and payouts across the region. It also supports usage-based billing and seat-based pricing natively, so your consumption model works across all currencies.
Build your product. Let Commet handle LATAM billing.