{
  "event": "payout.failed",
  "timestamp": "2026-06-23T14:30:00.000Z",
  "organizationId": "8f14e45f-ceea-4e7a-9c3d-1c2b3a4d5e6f",
  "mode": "live",
  "apiVersion": "2026-08-27",
  "data": {
    "payoutId": "8b6f2a1c-4d3e-4f5a-9b8c-7d6e5f4a3b2c",
    "amount": 20000,
    "fee": 0,
    "netAmount": 20000,
    "currency": "usd",
    "status": "failed",
    "destinationBank": {
      "bankName": "CHASE",
      "last4": "6789"
    },
    "failedAt": "2026-06-14T09:00:00.000Z",
    "failureCode": "account_closed",
    "failureMessage": "The bank account has been closed"
  }
}