> ## Documentation Index
> Fetch the complete documentation index at: https://commet.co/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Add a payout bank account

> Add an additional destination bank account to the organization's existing payout account. Country and currency are resolved from the organization. The full account number is never returned — only `last4`.

Add an additional destination bank account to the organization's existing payout account. Country and currency are resolved from the organization. The full account number is never returned — only `last4`.


## OpenAPI

````yaml /openapi/es/rest/2026-08-27.json post /payouts/bank-accounts
openapi: 3.1.0
info:
  title: Commet API
  version: '2026-08-27'
  description: Billing and payments API for SaaS and AI products.
servers:
  - url: https://commet.co/api/v1
security:
  - ApiKeyAuth: []
tags:
  - name: Test Clock
    description: >-
      Simulate the passage of time in sandbox to test billing flows. Mirrors
      Stripe test clocks: forward-only and sandbox-only.
  - name: Customers
  - name: Subscriptions
  - name: Plans
  - name: Markets
    description: >-
      Reusable country groups for market-specific prices and selectable price
      variants.
  - name: Offers
  - name: Promo Codes
  - name: Features
  - name: Usage
  - name: Seats
  - name: Quota
  - name: Add-ons
  - name: Portal
  - name: Credit Packs
  - name: Plan Groups
  - name: Invoices
  - name: Payments
    description: >-
      One-time payments with no subscription or plan. Charge a customer's saved
      payment method off-session, or create a payment link the customer opens to
      pay. Tax, invoice, and receipt are handled automatically.
  - name: Transactions
  - name: Webhooks
  - name: API Keys
  - name: Payouts
    description: >-
      Withdraw available balance to your bank and manage the payout account
      (verification + destination bank accounts).
  - name: Provisioning
    description: >-
      Take ownership of an organization an agent provisioned headlessly. The
      agent holds the API keys from the start; a human claims the account
      through a claim link.
paths:
  /payouts/bank-accounts:
    post:
      tags:
        - Payouts
      summary: Add a payout bank account
      description: >-
        Add an additional destination bank account to the organization's
        existing payout account. Country and currency are resolved from the
        organization. The full account number is never returned — only `last4`.
      operationId: add-payout-bank-account
      parameters:
        - name: Idempotency-Key
          in: header
          required: false
          description: >-
            Unique key used to safely retry this write for 24 hours without
            applying it twice.
          schema:
            type: string
            minLength: 1
            maxLength: 200
        - name: Commet-Version
          in: header
          required: false
          description: >-
            API version used by this reference. Send this header to select this
            contract explicitly.
          schema:
            type: string
            default: '2026-08-27'
          example: '2026-08-27'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                accountNumber:
                  type: string
                  minLength: 1
                accountHolderName:
                  type: string
                  minLength: 1
                routingNumber:
                  type: string
                accountType:
                  type: string
                  enum:
                    - checking
                    - savings
                setDefault:
                  default: false
                  type: boolean
              required:
                - accountNumber
                - accountHolderName
      responses:
        '201':
          description: Success
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
            RateLimit-Limit:
              description: Maximum number of requests allowed in the current window.
              schema:
                type: string
            RateLimit-Remaining:
              description: Requests remaining in the current window.
              schema:
                type: string
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PayoutBankAccount'
              example:
                id: bank_1a2b3c4d
                providerExternalAccountId: ba_example
                holderName: Example Software LLC
                last4: '6789'
                bankName: Example Bank
                country: US
                currency: usd
                accountType: checking
                isDefault: true
                status: active
                createdAt: '2026-09-07T12:00:00.000Z'
                object: payout_bank_account
                livemode: true
        '400':
          description: Bad request
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: validation_error
                  code: validation_error
                  message: The request contains an invalid parameter.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/validation_error.md
        '401':
          description: Unauthorized
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: authentication_error
                  code: unauthorized
                  message: A valid API key is required.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/unauthorized.md
        '403':
          description: Forbidden
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: authentication_error
                  code: forbidden
                  message: You do not have permission to perform this operation.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/forbidden.md
        '404':
          description: Not found
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: not_found_error
                  code: not_found
                  message: The requested resource was not found.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/not_found.md
        '409':
          description: Conflict
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: conflict_error
                  code: idempotency_in_progress
                  message: >-
                    A request with this idempotency key is still being
                    processed.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/idempotency_in_progress.md
        '429':
          description: Too many requests
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
            RateLimit-Limit:
              description: Maximum number of requests allowed in the current window.
              schema:
                type: string
            RateLimit-Remaining:
              description: Requests remaining in the current window.
              schema:
                type: string
            RateLimit-Reset:
              description: Seconds until the rate limit window resets.
              schema:
                type: string
            Retry-After:
              description: Seconds to wait before retrying the request.
              schema:
                type: string
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: rate_limit_error
                  code: rate_limited
                  message: >-
                    Too many requests. Retry after the interval specified in the
                    Retry-After header.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/rate_limited.md
        '500':
          description: Internal server error
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: internal_error
                  code: internal_error
                  message: An unexpected error occurred while processing the request.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/internal_error.md
        '503':
          description: Service unavailable
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: internal_error
                  code: idempotency_unavailable
                  message: >-
                    Idempotency storage is temporarily unavailable. Retry with
                    the same idempotency key.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/idempotency_unavailable.md
      x-codeSamples:
        - lang: typescript
          label: TypeScript
          source: |-
            import { Commet } from "@commet/node";

            const commet = new Commet({ apiKey: "ck_xxx" });

            const payoutBankAccount = await commet.payouts.addBankAccount({
              accountNumber: "000123456789",
              accountHolderName: "John Doe",
            });
        - lang: python
          label: Python
          source: |-
            from commet import Commet

            commet = Commet("ck_xxx")

            payout_bank_account = commet.payouts.add_bank_account(
                account_number="000123456789",
                account_holder_name="John Doe",
            )
        - lang: go
          label: Go
          source: "client, err := commet.New(\"ck_xxx\")\nif err != nil {\n\tlog.Fatal(err)\n}\nctx := context.Background()\n\npayoutBankAccount, err := client.Payouts.AddBankAccount(ctx, &commet.AddPayoutBankAccountParams{\n\tAccountNumber: \"000123456789\",\n\tAccountHolderName: \"John Doe\",\n})\nif err != nil {\n\tlog.Fatal(err)\n}"
        - lang: java
          label: Java
          source: |-
            import co.commet.Commet;
            import co.commet.params.AddPayoutBankAccountParams;

            var commet = Commet.builder().apiKey("ck_xxx").build();

            var payoutBankAccount = commet.payouts().addBankAccount(
                AddPayoutBankAccountParams.builder("000123456789", "John Doe").build()
            );
        - lang: php
          label: PHP
          source: |-
            use Commet\Commet;

            $commet = new Commet('ck_xxx');

            $payoutBankAccount = $commet->payouts->addBankAccount(
                accountNumber: '000123456789',
                accountHolderName: 'John Doe',
            );
components:
  headers:
    RequestId:
      description: >-
        Server-generated identifier that correlates this response with Platform
        logs.
      schema:
        type: string
        format: uuid
  schemas:
    PayoutBankAccount:
      type: object
      properties:
        id:
          type: string
        providerExternalAccountId:
          anyOf:
            - type: string
            - type: 'null'
        holderName:
          type: string
        last4:
          type: string
        bankName:
          anyOf:
            - type: string
            - type: 'null'
        country:
          type: string
        currency:
          type: string
        accountType:
          anyOf:
            - type: string
              enum:
                - checking
                - savings
            - type: 'null'
        isDefault:
          type: boolean
        status:
          type: string
          enum:
            - active
            - errored
        createdAt:
          type: string
          format: date-time
        object:
          type: string
          const: payout_bank_account
        livemode:
          type: boolean
      required:
        - id
        - providerExternalAccountId
        - holderName
        - last4
        - bankName
        - country
        - currency
        - accountType
        - isDefault
        - status
        - createdAt
        - object
        - livemode
      additionalProperties: false
    ErrorResponse:
      type: object
      properties:
        error:
          type: object
          properties:
            type:
              type: string
            code:
              type: string
            message:
              type: string
            param:
              type: string
            details: {}
            doc_url:
              type: string
          required:
            - type
            - code
            - message
            - doc_url
          additionalProperties: false
      required:
        - error
      additionalProperties: false
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key

````

## Related topics

- [Verificación de cuenta](/docs/es/payouts-verification.md)
- [payout.paid](/docs/es/webhooks/payout-paid.md)
- [payout.created](/docs/es/webhooks/payout-created.md)
- [CLI](/docs/es/cli.md)
- [payout.failed](/docs/es/webhooks/payout-failed.md)


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