> ## Documentation Index
> Fetch the complete documentation index at: https://commet.co/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Charge a customer

> Charge a customer's vaulted payment method off-session. Calculates tax, generates an invoice, and sends a receipt. Requires the customer to have a subscription in active, trialing, or past_due state.

Charge a customer's vaulted payment method off-session. Calculates tax, generates an invoice, and sends a receipt. Requires the customer to have a subscription in active, trialing, or past\_due state.


## OpenAPI

````yaml /openapi/es/rest/2026-08-27.json post /payments/charge
openapi: 3.1.0
info:
  title: Commet API
  version: '2026-08-27'
  description: Billing and payments API for SaaS and AI products.
servers:
  - url: https://commet.co/api/v1
security:
  - ApiKeyAuth: []
tags:
  - name: Test Clock
    description: >-
      Simulate the passage of time in sandbox to test billing flows. Mirrors
      Stripe test clocks: forward-only and sandbox-only.
  - name: Customers
  - name: Subscriptions
  - name: Plans
  - name: Markets
    description: >-
      Reusable country groups for market-specific prices and selectable price
      variants.
  - name: Offers
  - name: Promo Codes
  - name: Features
  - name: Usage
  - name: Seats
  - name: Quota
  - name: Add-ons
  - name: Portal
  - name: Credit Packs
  - name: Plan Groups
  - name: Invoices
  - name: Payments
    description: >-
      One-time payments with no subscription or plan. Charge a customer's saved
      payment method off-session, or create a payment link the customer opens to
      pay. Tax, invoice, and receipt are handled automatically.
  - name: Transactions
  - name: Webhooks
  - name: API Keys
  - name: Payouts
    description: >-
      Withdraw available balance to your bank and manage the payout account
      (verification + destination bank accounts).
  - name: Provisioning
    description: >-
      Take ownership of an organization an agent provisioned headlessly. The
      agent holds the API keys from the start; a human claims the account
      through a claim link.
paths:
  /payments/charge:
    post:
      tags:
        - Payments
      summary: Charge a customer
      description: >-
        Charge a customer's vaulted payment method off-session. Calculates tax,
        generates an invoice, and sends a receipt. Requires the customer to have
        a subscription in active, trialing, or past_due state.
      operationId: charge-payment
      parameters:
        - name: Idempotency-Key
          in: header
          required: false
          description: >-
            Unique key used to safely retry this write for 24 hours without
            applying it twice.
          schema:
            type: string
            minLength: 1
            maxLength: 200
        - name: Commet-Version
          in: header
          required: false
          description: >-
            API version used by this reference. Send this header to select this
            contract explicitly.
          schema:
            type: string
            default: '2026-08-27'
          example: '2026-08-27'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                customerId:
                  type: string
                  minLength: 1
                amount:
                  type: integer
                  exclusiveMinimum: 0
                  maximum: 9007199254740991
                currency:
                  type: string
                  minLength: 1
                description:
                  type: string
                  minLength: 1
                metadata:
                  type: object
                  propertyNames:
                    type: string
                  additionalProperties:
                    type: string
              required:
                - customerId
                - amount
                - currency
                - description
      responses:
        '201':
          description: Success
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
            RateLimit-Limit:
              description: Maximum number of requests allowed in the current window.
              schema:
                type: string
            RateLimit-Remaining:
              description: Requests remaining in the current window.
              schema:
                type: string
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Payment'
              example:
                id: pay_1a2b3c4d
                customerId: cus_1a2b3c4d
                kind: charge
                status: succeeded
                provider: commet
                amountSubtotal: 2000
                taxAmount: 0
                amountTotal: 2000
                currency: usd
                description: Onboarding session
                metadata: {}
                url: null
                expiresAt: null
                createdAt: '2026-09-07T12:00:00.000Z'
                updatedAt: '2026-09-07T12:00:00.000Z'
                object: payment
                livemode: false
                paymentContext:
                  reason: one_time_payment
                  paymentLinkId: null
                  recovery: null
        '400':
          description: Bad request
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: validation_error
                  code: validation_error
                  message: The request contains an invalid parameter.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/validation_error.md
        '401':
          description: Unauthorized
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: authentication_error
                  code: unauthorized
                  message: A valid API key is required.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/unauthorized.md
        '402':
          description: Payment required
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: billing_error
                  code: payment_failed
                  message: The payment could not be completed.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/payment_failed.md
        '403':
          description: Forbidden
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: authentication_error
                  code: forbidden
                  message: You do not have permission to perform this operation.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/forbidden.md
        '404':
          description: Not found
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: not_found_error
                  code: not_found
                  message: The requested resource was not found.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/not_found.md
        '409':
          description: Conflict
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: conflict_error
                  code: idempotency_in_progress
                  message: >-
                    A request with this idempotency key is still being
                    processed.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/idempotency_in_progress.md
        '429':
          description: Too many requests
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
            RateLimit-Limit:
              description: Maximum number of requests allowed in the current window.
              schema:
                type: string
            RateLimit-Remaining:
              description: Requests remaining in the current window.
              schema:
                type: string
            RateLimit-Reset:
              description: Seconds until the rate limit window resets.
              schema:
                type: string
            Retry-After:
              description: Seconds to wait before retrying the request.
              schema:
                type: string
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: rate_limit_error
                  code: rate_limited
                  message: >-
                    Too many requests. Retry after the interval specified in the
                    Retry-After header.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/rate_limited.md
        '500':
          description: Internal server error
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: internal_error
                  code: internal_error
                  message: An unexpected error occurred while processing the request.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/internal_error.md
        '503':
          description: Service unavailable
          headers:
            X-Request-Id:
              $ref: '#/components/headers/RequestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                error:
                  type: internal_error
                  code: idempotency_unavailable
                  message: >-
                    Idempotency storage is temporarily unavailable. Retry with
                    the same idempotency key.
                  doc_url: >-
                    https://commet.co/docs/api-reference/2026-08-27/errors/idempotency_unavailable.md
      x-codeSamples:
        - lang: typescript
          label: TypeScript
          source: |-
            import { Commet } from "@commet/node";

            const commet = new Commet({ apiKey: "ck_xxx" });

            const payment = await commet.payments.charge({
              customerId: "user_123",
              amount: 5000,
              currency: "usd",
              description: "Customer requested",
            });
        - lang: python
          label: Python
          source: |-
            from commet import Commet

            commet = Commet("ck_xxx")

            payment = commet.payments.charge(
                customer_id="user_123",
                amount=5000,
                currency="usd",
                description="Customer requested",
            )
        - lang: go
          label: Go
          source: "client, err := commet.New(\"ck_xxx\")\nif err != nil {\n\tlog.Fatal(err)\n}\nctx := context.Background()\n\npayment, err := client.Payments.Charge(ctx, &commet.ChargePaymentParams{\n\tCustomerID: \"user_123\",\n\tAmount: 5000,\n\tCurrency: \"usd\",\n\tDescription: \"Customer requested\",\n})\nif err != nil {\n\tlog.Fatal(err)\n}"
        - lang: java
          label: Java
          source: |-
            import co.commet.Commet;
            import co.commet.params.ChargePaymentParams;

            var commet = Commet.builder().apiKey("ck_xxx").build();

            var payment = commet.payments().charge(
                ChargePaymentParams.builder("user_123", 5000L, "usd", "Customer requested").build()
            );
        - lang: php
          label: PHP
          source: |-
            use Commet\Commet;

            $commet = new Commet('ck_xxx');

            $payment = $commet->payments->charge(
                customerId: 'user_123',
                amount: 5000,
                currency: 'usd',
                description: 'Customer requested',
            );
components:
  headers:
    RequestId:
      description: >-
        Server-generated identifier that correlates this response with Platform
        logs.
      schema:
        type: string
        format: uuid
  schemas:
    Payment:
      type: object
      properties:
        paymentContext:
          anyOf:
            - type: object
              properties:
                reason:
                  type: string
                  enum:
                    - first_subscription_payment
                    - trial_conversion
                    - recurring_billing
                    - plan_change
                    - reactivation
                    - subscription_resume
                    - one_time_payment
                    - overage
                    - adjustment
                  description: >-
                    The original reason for the charge. Recovery never replaces
                    this reason.
                paymentLinkId:
                  anyOf:
                    - type: string
                    - type: 'null'
                  description: >-
                    The public payment link ID, independently of the reason, or
                    null when no payment link originated the charge.
                recovery:
                  anyOf:
                    - oneOf:
                        - type: object
                          properties:
                            type:
                              type: string
                              const: payment_recovery
                          required:
                            - type
                          additionalProperties: false
                        - type: object
                          properties:
                            type:
                              type: string
                              const: dunning_retry
                            attempt:
                              type: integer
                              exclusiveMinimum: 0
                              maximum: 9007199254740991
                              description: >-
                                Current retry, starting at 1. The original
                                decline is not a retry.
                            maxAttempts:
                              type: integer
                              exclusiveMinimum: 0
                              maximum: 9007199254740991
                              description: >-
                                Total retries applicable to this charge's
                                dunning schedule.
                          required:
                            - type
                            - attempt
                            - maxAttempts
                          additionalProperties: false
                    - type: 'null'
              required:
                - reason
                - paymentLinkId
                - recovery
              additionalProperties: false
            - type: 'null'
          description: >-
            Charge context captured for new payments. Null for historical
            payments with no captured context.
        id:
          type: string
        customerId:
          anyOf:
            - type: string
            - type: 'null'
        kind:
          type: string
          enum:
            - link
            - charge
        status:
          type: string
          enum:
            - pending
            - processing
            - succeeded
            - requires_action
            - failed
            - canceled
        provider:
          type: string
          enum:
            - stripe
            - commet
            - dlocal
        amountSubtotal:
          type: integer
          minimum: -9007199254740991
          maximum: 9007199254740991
        taxAmount:
          type: integer
          minimum: -9007199254740991
          maximum: 9007199254740991
        amountTotal:
          type: integer
          minimum: -9007199254740991
          maximum: 9007199254740991
        currency:
          type: string
        description:
          type: string
        metadata:
          anyOf:
            - type: object
              propertyNames:
                type: string
              additionalProperties: {}
            - type: 'null'
        url:
          anyOf:
            - type: string
            - type: 'null'
        expiresAt:
          anyOf:
            - type: string
              format: date-time
            - type: 'null'
        createdAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
        object:
          type: string
          const: payment
        livemode:
          type: boolean
      required:
        - paymentContext
        - id
        - customerId
        - kind
        - status
        - provider
        - amountSubtotal
        - taxAmount
        - amountTotal
        - currency
        - description
        - metadata
        - url
        - expiresAt
        - createdAt
        - updatedAt
        - object
        - livemode
      additionalProperties: false
    ErrorResponse:
      type: object
      properties:
        error:
          type: object
          properties:
            type:
              type: string
            code:
              type: string
            message:
              type: string
            param:
              type: string
            details: {}
            doc_url:
              type: string
          required:
            - type
            - code
            - message
            - doc_url
          additionalProperties: false
      required:
        - error
      additionalProperties: false
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key

````

## Related topics

- [Aceptar pagos únicos](/docs/es/accept-one-time-payments.md)
- [charge_failed](/docs/es/api-reference/errors/charge_failed.md)
- [charge_in_progress](/docs/es/api-reference/errors/charge_in_progress.md)
- [Reactivate a past due or canceled subscription](/docs/es/api-reference/subscriptions/reactivate-subscription.md)
- [Create a recovery payment link for a past due subscription](/docs/es/api-reference/subscriptions/create-subscription-recovery-link.md)


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